With Overdraft Privilege, if you inadvertently overdraw your account, you have the option to cover your overdrafts up to $500.00, including fee(s),* and thereby saving you the embarrassment and inconvenience of a returned purchase, as well as the fee normally charged to you by merchants. Overdraft Privilege may be available to you for ATM cash withdrawals, checks, telephone and Internet Banking, ACH transactions, and when you use your debit card for purchases at retail merchants. Accounts must be in good standing to qualify for Overdraft Privilege.
Because of the new regulatory requirements, the Overdraft Privilege service for ATM and everyday debit card transactions will only occur if you notify us that you wish to continue to receive the service for those transactions. Click here to download the Opt-In form. Please complete the form and mail it to us at 881 Mundy Street, Wilkes Barre, PA 18702 or bring it to one of our convenient branch locations.
Click here to view our Discretionary Overdraft Privilege Policy.
*$25.00 ODP Fee for each paid overdraft