Rates

Savings Rates

Rates are subject to change without notice.
Revised September 30, 2011

Savings Type

Dividend Rate

APY

Share (Savings) Account

0.150%
0.150%

Share Draft (Checking)

0.000%
0.000%

Holiday Club

0.150%
0.150%

Vacation Club

0.150%
0.150%

Step Account

0.400%
0.400%

6 Month Share Certificate

Certificate Rates change weekly,
so stop in or call for current rates.

1 Year Share Certificate

2 Year Share Certificate

3 Year Share Certificate

IRA Account

1.000%

1.000%

Roth IRA Account

1.000%

1.000%

Educational IRA Account

1.000%

1.000%

Money Market Account
Limit (6) withdrawals per month on all Tiers
. Money Market Accounts cannot be used for overdraft protection.
Tier Requires Deposit Amount
APR
APY
I $50.00 - $1,000.00
0.150%
0.150%
II $1,000.01 - $10,000.00
0.150%
0.150%
III $10,000.01 - $75,000.00
0.200%
0.200%
IV $75,000.01 and up
0.250%
0.250%

APY=Annual Percentage Yield. Rates are subject to change at any time.

Loan Rates

*Performance based lending rates apply for New Auto, Used Auto, and Signature Loans.
Rates are subject to change without notice.
Revised September 30, 2011

 
APR

New Vehicle Loans

36 Months

Zero Down Payment

3.000% - 7.500%

48 Months

Zero Down Payment

3000% - 7.750%

60 Months

Zero Down Payment

3.250% - 8.500%

72 Months

Zero Down Payment

3.750% - 9.000%

Used Vehicle Loans

APR

36 Months

2004 - 2005
3.000% - 7.500%

48 Months

2006 - 2007
3.500% - 8.250%

60 Months

2008 - NEWER
3.750% - 9.000%

New & Used Camper Loans (Secured By Title)

APR

Stop in or call for current rates and terms.

Share Secured Loan

APR

4.000%

Unsecured Loans

APR

1-2-3 Years

9.000 - 13.500%

4 Years

9.750 - 14.500%

5 Years

10.750 - 16.000%

Home Loans

Fixed Home Equity

APR
84 MONTHS
5.500%
120 MONTHS
5.750%
180 MONTHS
6.620%

Variable Home Equity

3.750%

First Mortgages

Current Market Rate

Credit Cards
APR

MasterCard

12.000%

Gold MasterCard

9.900%

Platinum MasterCard

7.990%



National Credit Union Association Equal  Housing Lender Equal Opportunity Lender 
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.